Could a Medicare Savings Program Pay Your Part B Premium?
If your income is limited, yes. Medicare Savings Programs (QMB, SLMB, QI) can pay your Part B premium and, in some cases, Part A premiums, deductibles, and coinsurance. Apply through your state Medicaid office.
When This Applies
- Your income is limited and Part B premiums are a burden
- You want help paying Medicare cost-sharing
- You already have Medicaid
- You are not sure which assistance programs you qualify for
Frequently Asked Questions
- Where do I apply?
- Apply through your state Medicaid office. Each state administers these programs with slightly different processes.
- Do MSPs affect other benefits?
- MSP enrollment does not count as income for other benefit calculations. It also auto-qualifies you for Extra Help with Part D.
- Can I have MSP and Medicare Advantage?
- Yes. MSP benefits apply regardless of whether you have Original Medicare or Medicare Advantage.