Could You Get Extra Help With Medicare Drug Costs?
If your annual income and resources are below certain limits, yes. Extra Help (Low-Income Subsidy) can pay most or all of your Part D premiums, deductibles, and copays. Even partial Extra Help provides significant savings.
When This Applies
- Your income is limited
- You are struggling with Part D drug costs
- You have both Medicare and Medicaid
- You receive SSI or qualify for MSP
Frequently Asked Questions
- What are the income limits?
- Limits change annually. As of 2024, individuals with income below approximately $22,590 and resources below $17,220 may qualify.
- Does my home count as a resource?
- No. Your primary home, car, burial plots, and up to $1,500 in burial funds are excluded from the resource calculation.
- Can I apply anytime?
- Yes. You can apply for Extra Help at any time through Social Security online, by phone, or at your local office.