How Much Does Medicare Part B Cost in 2025?

The standard Part B premium changes annually. Most people pay the standard amount, but higher-income beneficiaries pay more due to IRMAA. Part B also has an annual deductible and typically covers 80% of approved services.

Frequently Asked Questions

Is the Part B premium deducted from Social Security?
Yes. If you receive Social Security benefits, your Part B premium is usually deducted automatically from your monthly benefit.
What does the 80/20 rule mean?
After you meet your annual deductible, Medicare typically pays 80% of the approved amount and you pay 20% coinsurance for most Part B services.
Can I get help paying Part B premiums?
Yes. If you have limited income, you may qualify for a Medicare Savings Program through your state, which can help pay Part B premiums.