How Much Does Medicare Part A Cost?
Part A is premium-free if you or your spouse has at least 40 Social Security work credits. If you have 30-39 credits, you pay a reduced premium. With fewer than 30 credits, you pay the full premium.
Frequently Asked Questions
- What is the Part A hospital deductible?
- Part A has a deductible per benefit period (each time you're admitted to a hospital). The amount changes annually.
- What is a benefit period?
- A benefit period begins when you're admitted to a hospital and ends when you've been out for 60 consecutive days. Each new benefit period has a new deductible.
- Can I buy Part A if I don't have enough credits?
- Yes. You can enroll in Part A and pay a monthly premium. The amount depends on whether you have 30-39 credits or fewer than 30.