How Much Is the Medicare Part B Late Enrollment Penalty?
The Part B late enrollment penalty is 10% of the standard premium for each full 12-month period you could have had Part B but didn't. This surcharge is permanent — you pay it as long as you have Part B.
Frequently Asked Questions
- Is the penalty permanent?
- Yes. Unlike most other insurance penalties, the Part B late enrollment penalty is permanent. You pay it as long as you have Part B.
- Can I appeal the penalty?
- In some cases, if you were given incorrect information or had circumstances beyond your control, you may be able to request reconsideration.
- Does employer coverage time count against me?
- No. Time spent with qualifying employer coverage (active employment, 20+ employees) is excluded from the penalty calculation.