Does TRICARE Work With Medicare? What Military Retirees Need to Know
TRICARE for Life requires you to have Medicare Part A and Part B. Once enrolled in both, TRICARE for Life acts as a supplement — Medicare pays first and TRICARE covers most remaining costs.
Frequently Asked Questions
- Will I lose TRICARE if I don't get Part B?
- Yes. TRICARE for Life requires Part B enrollment. Without Part B, you lose TRICARE for Life eligibility.
- Does TRICARE count as creditable drug coverage?
- Yes. TRICARE prescription drug coverage is considered creditable, which protects you from the Part D late enrollment penalty.
- Do I need a separate Part D plan with TRICARE?
- No. TRICARE for Life provides creditable drug coverage, so you typically do not need a separate Part D plan.