Will I Be Automatically Enrolled in Medicare at 65?
Yes, if you are already receiving Social Security or Railroad Retirement Board (RRB) benefits at least 4 months before turning 65, you will be automatically enrolled in Medicare Part A and Part B.
Frequently Asked Questions
- What should I do if Part B starts automatically and I have employer coverage?
- If Part B starts automatically, review the Medicare notice and confirm employer-plan coordination before changing coverage. If you have qualifying employer coverage, contact Social Security promptly to understand your options and the 8-month Special Enrollment Period.
- What if I started Social Security less than 4 months ago?
- If you started benefits fewer than 4 months before turning 65, you may not be auto-enrolled and should check with Social Security or sign up manually.
- Does auto-enrollment include Part D?
- No. Auto-enrollment only covers Part A and Part B. You need to separately enroll in a Part D drug plan or a Medicare Advantage plan that includes drug coverage.