Does Working Past 65 Affect Medicare Enrollment?
Working past 65 can let you delay Part B if you have employer coverage from a large employer (20+ employees). You should still understand the rules to avoid penalties when you eventually enroll.
Frequently Asked Questions
- Can I just take Part A and skip Part B while working?
- Yes, many people enroll in Part A (which is usually free) and delay Part B while they have qualifying employer coverage.
- Do I need to notify Medicare that I'm still working?
- You don't need to notify Medicare, but when you later enroll in Part B, you'll need to provide proof of employer coverage to avoid penalties.
- What if I work past 70 or later?
- The same rules apply regardless of how long past 65 you work. As long as you have qualifying employer coverage, you can delay Part B.