Does Medicare Cover People With Disabilities Before 65?
Yes. If you have been receiving Social Security Disability Insurance (SSDI) for 24 months, you automatically qualify for Medicare. People with ALS qualify immediately with no waiting period.
Frequently Asked Questions
- What is the SSDI waiting period?
- You must receive SSDI for 24 consecutive months before Medicare starts. The clock begins with your first disability benefit payment.
- What if I go back to work?
- If you return to work during or after the waiting period, specific rules apply. You may keep Medicare for a trial work period.
- Is the 24-month wait the same for all disabilities?
- Yes, except for ALS. ALS has no waiting period — Medicare begins the month your SSDI starts.