Does FEHB Work With Medicare? What Federal Employees Should Know
Yes, FEHB works with Medicare. When you enroll in Medicare, it becomes primary and FEHB pays secondary. Most federal retirees benefit from having both because FEHB often waives deductibles and copays when Medicare pays first.
Frequently Asked Questions
- Will I lose FEHB if I enroll in Medicare?
- No. You can keep FEHB and add Medicare. The two coordinate benefits, with Medicare paying first and FEHB paying most remaining costs.
- Is Part B mandatory with FEHB?
- Part B is not mandatory, but most federal retirees benefit from it because FEHB often waives deductibles and copays when Medicare pays first.
- Do I get a Special Enrollment Period as a federal employee?
- If you are actively employed as a federal employee, you can delay Part B and use a SEP when you retire, following the same rules as other employer coverage.